Effective Date: May 14, 2026
These Terms of Service ("Terms") are a binding legal agreement between you and Accruu, LLC, a Texas limited liability company ("Accruu," "we," "us," "our"). They govern your access to and use of the Accruu Vision platform, including our website, mobile applications, APIs, and all related services (collectively, the "Service"). By creating an account, accessing the Service, or clicking "I Agree," you accept these Terms in full. If you do not agree, do not use the Service.
Accruu Vision provides AI-generated renovation visualizations and lighting enhancements, along with comparable-sale context and benchmark-based cost estimates for residential real estate workflows. Cost estimates and comparable-sale context are deterministic outputs, not AI-generated content. Accruu Renovate is licensed for private buyer or client presentation only; it is not licensed for MLS, listing portals, paid ads, social media promotion, or other public real-estate advertising. Core features include:
To use the Service as an Agent, you must:
You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately at support@accruu.io if you suspect unauthorized access. Passwords must meet our minimum security requirements (currently 12 characters with uppercase, lowercase, number, and symbol requirements).
The Service is offered under the following plans, as described on our pricing page:
Subscription fees are billed in advance on a monthly basis. All fees are in U.S. dollars and are non-refundable except as expressly stated in these Terms or required by law. We may change pricing with 30 days' written notice; continued use after the change constitutes acceptance.
Payments are processed through our third-party payment provider for web portal subscriptions, through Apple In-App Purchase for iOS app subscriptions, and through Google Play Billing for Android app subscriptions. We may also use a subscription-management provider to validate receipts, manage entitlement status, and synchronize subscription access across platforms. By subscribing, you agree to the terms and privacy policies of the applicable payment processor and app store.
For iOS app users, Apple's standard End User License Agreement applies unless we provide a custom EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. For Android app users, Google Play's applicable terms and policies apply to purchases and subscriptions made through Google Play.
If the Service fails to generate any usable visualization for a listing due to a technical error on our part, you may request a refund for that listing within 14 days of processing. Refund requests should be sent to support@accruu.io. Refunds are not available for dissatisfaction with AI-generated design styles or cost estimate accuracy.
Fees are exclusive of all taxes, levies, and duties. You are responsible for paying any applicable sales, use, or value-added taxes associated with your use of the Service.
By uploading listing photos to the Service, you represent and warrant that:
All renovation visualizations are AI-generated concepts for illustration and presentation purposes only. They do not represent actual renovations, architectural plans, engineering assessments, or construction documents. Design styles are interpretive and may not reflect exact materials, colors, or finishes available in your market. Generated images may contain visual artifacts or inaccuracies inherent to AI image generation.
Cost estimates are approximate planning ranges based on aggregated industry, home-services, retail, and regional pricing benchmarks. They are not contractor bids, quotes, proposals, or guarantees of actual renovation costs. Actual costs will vary based on contractor selection, material availability, local labor rates, permit requirements, structural conditions, and other factors. Always consult a licensed contractor before making renovation decisions based on our estimates.
Return-on-investment figures are derived from the JLC/Zonda Cost vs. Value Report and are national or regional averages. They do not predict actual returns for any specific property. ROI varies by scope, market conditions, execution quality, and timing.
Accruu is not your real estate broker, fiduciary, appraiser, inspector, contractor, lender, escrow agent, title company, or legal or financial advisor. The Service does not provide real estate appraisal, property valuation, investment advice, home inspection, structural assessment, or mortgage lending guidance. No fiduciary, advisory, or professional relationship is created between you and Accruu by your use of the Service. Do not use AI-generated visualizations, cost estimates, or ROI projections for property appraisal, lending decisions, or insurance purposes. AI outputs are not prepared by licensed appraisers and must not be used to satisfy regulatory, lending, or insurance requirements. Always consult licensed professionals for renovation planning and property valuation.
Accruu may apply visible watermarks, AI-origin badges, embedded metadata, source-photo links, Share Link notices, or other viewer disclosures to AI-generated or AI-edited images as a courtesy and as defense-in-depth. These features are not legal advice and are not a guarantee that your use of any output satisfies any AI-disclosure law, analogous state law, MLS rule, platform policy, brokerage requirement, or client agreement.
You are solely responsible for determining whether and how AI-disclosure requirements apply to your use of Accruu output. This includes determining whether a Share Link, email, download, social post, MLS upload, listing portal post, paid advertisement, or other distribution is an advertisement or promotional material under applicable law.
Accruu Renovate visualizations are licensed for private buyer or client presentation only and may not be used in MLS, public listing materials, paid ads, social media promotion, or other real-estate advertising without Accruu's prior written permission. Accruu Lighting outputs may be used in marketing only if you determine that your use complies with applicable AI-disclosure laws, MLS rules, brokerage policy, and client agreements.
If Accruu applies disclosure features to an output, you must preserve them:
When you generate a Share Link for a listing:
Accruu retains all rights, title, and interest in the Service, including its software, AI models, algorithms, user interface design, documentation, and trademarks. Nothing in these Terms transfers ownership of any Accruu intellectual property to you.
You retain ownership of photos and listing data you upload. You grant Accruu a limited, non-exclusive, royalty-free, worldwide license to (a) process, store, and display Your Content for the purpose of operating the Service and generating visualizations, lighting outputs, comparable-sale context, and related outputs for your listings, and (b) where Accruu makes this feature available, host the unaltered original photo for source-photo context and viewer disclosure. The license in clause (b) terminates with respect to any photo upon your deletion of the underlying listing.
AI-generated visualizations are licensed to you for use in connection with the associated real estate listing only. This license is non-exclusive and non-transferable. Accruu Renovate visualizations are licensed for private buyer or client presentations only, including Accruu-hosted Share Links and direct one-to-one buyer or client communications. You may not include Accruu Renovate visualizations in MLS uploads, public listing materials, paid ads, social media promotion, or other public real-estate advertising without Accruu's prior written permission. Accruu Lighting outputs may be used in property marketing only if you determine that your use complies with applicable law, MLS rules, brokerage policy, and client agreements. You may not resell, sublicense, or use Generated Content for purposes unrelated to the listing.
AI-generated content may not be eligible for copyright protection under current law. Accruu makes no representations regarding the copyrightability of Generated Content.
If you provide feedback, suggestions, or ideas about the Service, you grant Accruu a perpetual, irrevocable, royalty-free license to use that feedback for any purpose without obligation to you.
You agree not to:
If you access the Service via our Platform API under a custom agreement:
Your use of the Service is governed by our Privacy Policy, which describes how we collect, use, store, and protect data. Key points:
Accruu responds to notices of alleged copyright infringement in compliance with the Digital Millennium Copyright Act, 17 U.S.C. §512. If you believe content on the Service infringes your copyright, please review our full DMCA Copyright Policy, which describes:
DMCA notices should be sent to dmca@accruu.io.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. ACCRUU DOES NOT WARRANT THAT: (A) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (B) AI-GENERATED VISUALIZATIONS WILL BE ACCURATE, REALISTIC, OR SUITABLE FOR ANY PARTICULAR USE; (C) COST ESTIMATES WILL REFLECT ACTUAL RENOVATION COSTS; (D) THE SERVICE WILL MEET YOUR REQUIREMENTS; OR (E) ANY DEFECTS WILL BE CORRECTED.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
ACCRUU'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES PAID BY YOU TO ACCRUU IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIVE THOUSAND DOLLARS ($5,000).
IN NO EVENT SHALL ACCRUU, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITIES, GOODWILL, OR ANTICIPATED SAVINGS, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE), EVEN IF ACCRUU HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE LIMITATIONS IN THIS SECTION APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION, EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE.
You agree to indemnify, defend, and hold harmless Accruu, its officers, directors, employees, contractors, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:
Before filing a formal dispute, you agree to contact us at legal@accruu.io and attempt to resolve the dispute informally for at least 30 days.
If we cannot resolve a dispute informally, you and Accruu agree to resolve any claims relating to these Terms or the Service through final and binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules. Arbitration will be conducted by a single arbitrator in Travis County, Texas (or remotely by mutual agreement). The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
YOU AND ACCRUU AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.
Either party may seek injunctive or equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights. Claims within the jurisdiction of small claims court may be filed there.
Notwithstanding any provision of this Section 17 to the contrary, if a court of competent jurisdiction determines that applicable law prohibits enforcement of any part of Section 17 (including the Class Action Waiver in Section 17.3) with respect to a claim for public injunctive relief, that claim (and only that claim) must be severed from any arbitration and may be brought in a court of competent jurisdiction. Nothing in this Agreement is intended to waive, and nothing shall be construed to waive, a California resident's right to seek public injunctive relief under California law (McGill v. Citibank, N.A., 2 Cal. 5th 945 (2017)). All other claims shall remain subject to arbitration under this Section 17.
You have the right to opt out of the arbitration agreement in Section 17.2 and the class action waiver in Section 17.3. To exercise this right, send a written notice to legal@accruu.io with the subject line "Arbitration Opt-Out" within thirty (30) days after the date you first create your Accruu Vision account (your "Opt-Out Deadline"), stating your full name, the email address associated with your account, and a clear statement that you are opting out. Your opt-out notice will be effective if postmarked or email-sent on or before your Opt-Out Deadline; in the event of a dispute over timing, the timestamp on your notice governs. Opting out will not affect any other provision of these Terms, including your rights under Section 17.5. If you opt out, disputes will be resolved in the courts of Travis County, Texas, and you and Accruu consent to the exclusive jurisdiction of those courts.
You may cancel your subscription at any time through your account settings in the Agent Portal or by contacting support@accruu.io. For subscriptions purchased through Apple In-App Purchase, you may cancel at any time through your device's Settings app: [Your Name] > Subscriptions > Accruu Vision. For subscriptions purchased through Google Play Billing, you may cancel through Google Play > Payments & subscriptions > Subscriptions > Accruu Vision. You must cancel at least 24 hours before your renewal date to avoid being charged for the next period. Cancellation takes effect at the end of your current billing period. No refunds are provided for partial billing periods.
We may suspend or terminate your access to the Service immediately if:
For non-material breaches, we will provide 15 days' written notice and an opportunity to cure before termination.
Upon termination: (a) your right to access the Service ceases immediately; (b) both generated images and original photos will be retained for up to 365 days per our standard data lifecycle, then deleted; (c) provisions that by their nature should survive (including Sections 6, 9, 14, 15, 16, 17, and 27) will survive termination.
We may update these Terms from time to time. For material changes, we will provide notice via email to the address associated with your account or through a prominent notice in the Service. Changes that materially narrow license rights or impose new obligations take effect for you when you affirmatively accept the updated Terms. Non-material changes (clarifications, formatting) may be made without separate notice. Continued use of the Service after changes take effect constitutes acceptance. If you do not agree to updated Terms, you must stop using the Service and cancel your account.
When we make a material change to Section 17, users who created their Accruu Vision accounts before the effective date of the amendment will have a new thirty (30)-day Opt-Out Deadline measured from that effective date, under the procedure in Section 17.6.
If you leave your brokerage, your account and all associated listings, generated content, and engagement data remain tied to your individual Agent account. Generated content created during your brokerage membership was produced using the brokerage's subscription. Your former brokerage retains the right to continue displaying previously shared listings and their associated generated content for the duration of their data retention period. You are responsible for ensuring your continued use of the Service complies with any agreements you have with your former brokerage. Accruu is not responsible for resolving disputes between agents and brokerages over listing data or generated content.
For Brokerage plan accounts, the individual who creates the account or is designated during onboarding is the account administrator. The administrator controls billing, can add or remove agent seats, and can delete listings and generated content associated with the brokerage account. Individual agents on a brokerage plan may only access their own listings unless the administrator grants broader permissions. The administrator is responsible for all fees incurred under the brokerage account. If the administrator's account is deleted or the brokerage subscription is terminated, all agent accounts under the brokerage will revert to individual free trial status (if eligible) or be suspended. Agents will receive 14 days' notice before suspension to export their data or subscribe individually.
You may request a copy of your account and listing metadata by emailing support@accruu.io. We will provide available account and listing metadata in a reasonably portable format (such as JSON) within 30 days of a verified request. Data export does not include the original photos or generated images themselves and does not extend the applicable data retention period set out in our Privacy Policy.
Accruu may verify your real estate license status at the time of onboarding and periodically thereafter using publicly available state licensing databases. If we determine that your license is expired, revoked, suspended, or invalid, we may suspend or terminate your account immediately. You agree to notify us promptly if your license status changes. Accruu's license verification is performed on a commercially reasonable basis and does not guarantee the accuracy or completeness of license status information. Failure by Accruu to detect an expired or invalid license does not constitute endorsement of your licensure status.
For listings created by agents under a Brokerage plan, the brokerage and the individual agent share a non-exclusive right to use Generated Content for the associated listing, subject to the license restrictions in Section 9.3. In particular, this section does not authorize either party to use Accruu Renovate visualizations in MLS uploads, public listing materials, paid ads, social media promotion, or other public real-estate advertising. In the event of a dispute between a brokerage and an agent over Generated Content, Accruu will not take sides or restrict access to either party unless required by a court order. Both parties retain access to Generated Content through their respective accounts for the duration of the applicable data retention period.
The Service is designed primarily for the United States real estate market. Cost estimates, regional data, and product assumptions are built around U.S. jurisdictions. We make no representations that the Service is appropriate or available for use outside the United States; if you access the Service from outside the United States, you do so at your own risk and consent to the data-handling described in our Privacy Policy.
We may offer features labeled as "beta," "preview," "early access," or "experimental." These features are provided as-is with no warranty of any kind. Beta features may be changed, suspended, or removed at any time without notice. Your use of beta features is voluntary and at your own risk. Feedback you provide on beta features is subject to Section 9.4. Data created or stored through beta features may not be preserved if the feature is discontinued. We recommend maintaining copies of any important data outside of beta features.
Accruu does not guarantee any specific level of uptime, availability, or performance. The Service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control. We will make reasonable efforts to notify you of planned downtime in advance but are not obligated to do so.
You agree to use the Service in compliance with the Fair Housing Act (42 U.S.C. 3601-3619), all applicable state and local fair housing laws, and the NAR Code of Ethics. You will not use AI-generated visualizations, cost estimates, or any feature of the Service in a manner that discriminates against any person based on race, color, religion, sex, disability, familial status, national origin, sexual orientation, gender identity, or any other characteristic protected by law. Buyer engagement analytics provided by the Service reflect buyer-submitted identity, where provided, and listing interaction data only; they do not identify buyers by any protected characteristic and do not determine buyer qualification, ability, financial readiness, or intent. You must not use engagement data to infer protected characteristics or to steer buyers to or from specific properties or neighborhoods. Accruu does not control how you use permitted Generated Content in your marketing and listings. You are solely responsible for ensuring your use of the Service complies with all fair housing requirements.
If you access the Service through our mobile applications downloaded from the Apple App Store or Google Play, the following additional terms apply:
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws principles.
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with the Privacy Policy and any Platform API agreement, constitute the entire agreement between you and Accruu regarding the Service and supersede all prior agreements and understandings.
Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.
You may not assign or transfer these Terms or your rights under them without our prior written consent. Accruu may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of its assets.
Accruu shall not be liable for any failure or delay in performing its obligations due to circumstances beyond its reasonable control, including natural disasters, acts of government, internet or infrastructure outages, pandemics, strikes, or failures of third-party service providers.
Notices to Accruu must be sent to legal@accruu.io. Notices to you will be sent to the email address associated with your account.
Questions about these Terms? Contact us:
Accruu, LLC
5900 Balcones Drive #29693
Austin, TX 78731
Email: legal@accruu.io
General Support: support@accruu.io